Frustrated with overwhelming features and high costs? Need simpler comprehensive planning? You are not alone - thousands are switching to accessible planning that actually works for them. today
Too many features and options for casual users. Steep learning curve that deters regular use.
High cost for features that most users don't need. Advanced tiers are pricey for basic planning.
Users report laggy performance with large datasets. Can become unusable with many accounts.
Bank connection problems reported. Transactions don't always import correctly or on time.
Too specialized for general financial planning needs. Most users need simpler solutions.
Complex interfaces that deter regular use. Users want intuitive, easy-to-use tools.
| Feature | PocketSmith | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✓ | ✓ |
| Long-term Planning (30+ years) | ✓ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✓ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| User-Friendly Interface | ✗ | ✓ |
| Goal Tracking | ✓ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Affordable Pricing | ✗ | ✓ |
| Annual Cost | $19.99+/month | Free tier available |
Delphina gives you comprehensive planning with an intuitive interface at an affordable price.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.