The scores
Nutmeg (now J.P. Morgan Personal Investing) reviews well where it is listed. Apple App Store (GB) has it at 4.8 out of 5 from 19,563 ratings.
Review scores by platform
Apple App Store (GB)
4.8/ 54.8 out of 5
Based on 19,563 ratings.
Retrieved 21 July 2026.
Read Nutmeg (now J.P. Morgan Personal Investing) reviews on Apple App Store (GB)(opens Apple App Store (GB) in a new tab)
Scores are whatever the platform showed on the date given. They move.
What reviewers praise
- 4.8 in the UK App Store from over 19,000 ratings, carried across the Nutmeg to J.P. Morgan transition
- People like handing the portfolio decisions over rather than picking funds themselves
- The published fee schedule is unusually clear, with no set-up, exit or trading charges
What reviewers complain about
- The Nutmeg rebrand left a lot of stale links, reviews and comparisons pointing at the old name
- 0.75% on the first £100,000 is at the higher end for a digital service
- Advice is a separate fixed fee rather than part of the management charge
What reviewers keep asking for
- It manages one pot, so it cannot see your workplace pension, your other ISAs or your spending
- No whole-of-life projection to say whether the plan works
- No day to day budgeting or Open Banking view of where money is going
How it compares feature by feature
This page is about what users say. For the feature comparison, see Delphina vs Nutmeg (now J.P. Morgan Personal Investing).
What reviewers asked for that is missing
Those requests are roughly what Delphina is for. It is UK-first, so pensions, ISAs and UK tax are the default rather than a workaround, and the projections run to retirement rather than to month end.
It is not a replacement for what Nutmeg (now J.P. Morgan Personal Investing) is good at, and plenty of people sensibly run both. The free plan is £0, no card.
More on Nutmeg (now J.P. Morgan Personal Investing)
Nutmeg (now J.P. Morgan Personal Investing): common questions
Yes. Nutmeg (now J.P. Morgan Personal Investing) is an established product in the investing category, with 19,563 ratings on Apple App Store (GB).
The Nutmeg rebrand left a lot of stale links, reviews and comparisons pointing at the old name. 0.75% on the first £100,000 is at the higher end for a digital service. Advice is a separate fixed fee rather than part of the management charge.
No. Reviewers raise this directly: it manages one pot, so it cannot see your workplace pension, your other isas or your spending. Delphina is built around them, if that is the gap you are trying to close.
Read the volume as well as the score. Apple App Store (GB) shows 19,563 ratings, and a score built on a small number of reviews moves a long way on a handful of opinions. The same caveat applies to every product in this category, ours included.