Both track spending. But Moneyhub shows where your money went. Delphina shows where your budget is headed, and whether you need to act.
Moneyhub excels at showing your transaction history. See last month's spending by category, track subscriptions, understand where your money went.
Useful for understanding the past.
Delphina projects your future spending. See what your bank balance will be in 3, 6, 12 months. Know now if you need to act.
Essential for planning the future.
| Feature | Moneyhub | Delphina |
|---|---|---|
| Transaction Categorisation | ✓ | ✓ |
| Subscription Tracking | ✓ | ✓ |
| Spending Alerts | ✓ | ✓ |
| Monthly Summaries | ✓ | ✓ |
| 12-Month Budget Projections | ✗ | ✓ |
| Balance Forecasting | ✗ | ✓ |
| Goal-Linked Budgets | ✗ | ✓ |
| Scenario-Adjusted Spending | ✗ | ✓ |
Moneyhub tells you: "You spent £400 on groceries last month."
Delphina tells you: "At your current spending rate, your account will hit £0 by 15 December, 5 days before payday. You need to reduce spending by £150/month to stay positive."
Both are useful. But only one helps you act before the crisis hits.
Stop looking in the rearview mirror. See where your money is headed.