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Money Dashboard vs Delphina: Financial Planning

How Money Dashboard's budgeting features compare to Delphina's comprehensive financial planning and forecasting capabilities

Financial Planning Capabilities

Money Dashboard

Account aggregation
Budget tracking
Spending analysis
Limited financial forecasting
No retirement planning
No investment planning

Delphina

Advanced account integration
AI-powered budget analysis
Bill tracking & predictions
Monte Carlo financial forecasting
Comprehensive retirement planning
Full investment portfolio planning

Financial Planning Features

FeatureMoney DashboardDelphina
Budget ManagementBasicAdvanced with AI
Financial ForecastingNoneMonte Carlo Simulations
Retirement PlanningNoneFIRE & State Pension
Investment PlanningNonePortfolio Management
UK Tax PlanningNoneHMRC Integration
Scenario PlanningNoneMultiple Scenarios

Key Differences in Financial Planning

Money Dashboard Limitations

  • Focuses primarily on budget tracking
  • No future financial forecasting capabilities
  • Limited to basic spending analysis
  • No retirement or investment planning
  • No UK-specific tax planning features

Delphina Advantages

  • AI-powered financial forecasting and insights
  • Comprehensive long-term financial planning
  • Monte Carlo simulations for risk analysis
  • Full retirement and FIRE planning tools
  • UK-specific tax and state pension planning

Best For Different Needs

Choose Money Dashboard For

  • • Account aggregation
  • • Basic budget tracking
  • • Spending analysis
  • • Users who want to see all accounts in one place
  • • Simple budget management

Choose Delphina For

  • • Comprehensive financial planning
  • • Long-term wealth building
  • • Retirement and FIRE planning
  • • Investment portfolio management
  • • UK users wanting tax-optimised planning
  • • Users wanting AI-powered financial insights

Ready for Comprehensive Financial Planning?

Upgrade from Money Dashboard's basic budgeting to Delphina's complete financial planning and forecasting tools.