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Ficalc vs Delphina for Financial Planning

Comprehensive comparison for long-term financial planning, wealth building, and retirement planning.

Financial Planning Features

Ficalc

Financial calculation tools
Basic planning calculators
Simple user interface
No 30-year cash flow forecasting
No scenario planning tools

Delphina

30-year cash flow forecasting
Advanced scenario planning
Comprehensive retirement planning
Wealth building strategies
Intelligent guidance & insights

Financial Planning Capabilities

Long-term Goal Planning

Ficalc

Basic planning calculators with simple user interface. Limited to basic financial calculations without comprehensive wealth building strategies or long-term goal planning.

Delphina

Comprehensive long-term goal planning with 30-year projections, retirement scenarios, investment planning, and wealth building strategies.

Retirement Planning

Ficalc

Basic retirement calculators without comprehensive planning tools. Limited to simple calculations without detailed retirement income analysis or pension optimisation.

Delphina

Advanced retirement planning with detailed pension analysis, state pension forecasting, retirement age scenarios, and comprehensive income planning.

Financial Forecasting

Ficalc

Financial calculation tools with basic forecasting. Limited to simple calculations without comprehensive scenario analysis or Monte Carlo simulations.

Delphina

Advanced financial forecasting with 30-year cash flow projections, scenario planning, Monte Carlo simulations, and comprehensive planning integration.

Intelligent Guidance

Ficalc

No intelligent guidance or insights. Limited to calculation tools without personalised financial advice or AI-powered recommendations.

Delphina

Intelligent guidance with AI-powered insights, personalised recommendations, and comprehensive financial advice tailored to your goals.

UK Financial Planning Features

Ficalc

  • • Basic UK financial calculations
  • • No UK-specific tax planning
  • • No pension optimisation
  • • No ISA planning tools
  • • Limited UK regulatory features

Delphina

  • • State pension forecasting
  • • ISA and pension optimisation
  • • UK tax planning strategies
  • • Lifetime ISA guidance
  • • UK regulatory compliance

Choose Your Financial Planning Tool

Choose Ficalc if you:

  • • Need basic financial calculations
  • • Want simple planning calculators
  • • Prefer simple user interface
  • • Don't need comprehensive planning
  • • Focus on calculation tools

Choose Delphina if you:

  • • Need comprehensive financial planning
  • • Want 30-year cash flow forecasting
  • • Require retirement planning tools
  • • Need UK-specific financial planning
  • • Want intelligent guidance

Ready for comprehensive financial planning?

Experience Delphina's advanced financial planning tools with 30-year forecasting and UK-specific features.