UK Pension Contribution Calculator
Calculate your pension contributions, tax relief, and potential retirement savings with our free UK pension calculator.
Your Pension Details
£
Annual Contributions
£1,750
Your contribution
£1,050
Employer contribution
£2,800
Total annual contribution
Tax relief:£0
Your net cost:£1,750
Projected Pension Value
£264,490.202
Projected value in 30 years
Annual contributions:£2,800
Growth rate:7%
Time horizon:30 years
Effective employer match: 0.6x
(Employer contributes 3% for every 5% you contribute)
Annual Allowance
The 2026/27 annual allowance is £60,000. This includes both your and your employer's contributions.
Your allowance used:4.7%
Understanding Tax Relief
With relief at source pensions, you get basic rate tax relief (20%) automatically. If you're a higher or additional rate taxpayer, you can claim additional relief via self-assessment. Net pay pensions deduct contributions before tax, giving you relief at your full marginal rate. Both methods reduce your taxable income and grow tax-free.
Maximize Your Pension
Learn more about UK pensions and tax-efficient retirement planning.