Save More Money Checklist
Practical steps to boost your savings. Tick off items as you complete them.
0 of 12 items completed
1. Audit your current spending
Review bank statements from the last 3 months to identify patterns and areas where you can cut back
2. Cancel unused subscriptions
List all subscriptions and cancel anything you have not used in the last month
3. Automate your savings
Set up a standing order to transfer money to savings the day after payday
4. Try the envelope budgeting method
Allocate cash to different spending categories and only spend what is in each envelope
5. Start meal planning
Plan your weekly meals and make a shopping list to avoid impulse buys
6. Review and switch regular bills
Check your gas, electricity, insurance and broadband to see if you can get a better deal
7. Try a no-spend challenge
Pick a day or weekend where you spend nothing except essential bills
8. Use cashback and rewards
Sign up for cashback websites and use reward credit cards for regular purchases
9. Sell unwanted items
Clear out clothes, electronics and furniture you no longer need and sell them online
10. Set specific savings goals
Define what you are saving for with amounts and deadlines to stay motivated
11. Consider ways to increase income
Look for side hustles, freelance work or asking for a pay rise
12. Review your progress monthly
Check your savings each month and adjust your strategy if needed
Next Steps
Once you have completed your savings checklist, put your plan into action: