Financial independence comes down to two numbers: what you have, and what you need. Quartz is strong on the first. Delphina is built around the gap between them.
A wealth tracking platform
Quartz brings your banks, ISAs, pensions, investments, crypto and property into one net worth figure, updated through Open Banking. It works out true returns after fees, which matters a lot over a long accumulation phase. Charlie can explain what is driving the numbers.
For people who want an accurate, connected net worth and an honest view of what their investments are really returning.
A financial clarity platform
Add your UK accounts and set what 'enough' looks like for you. Delphina projects your wealth forward, shows when your trajectory reaches it, and lets you test how saving more, spending less or retiring earlier moves the date.
For people who want to see the path to financial independence, not just today's number.
A wealth tracking platform
A financial clarity platform
A net worth figure tells you where you are. A trajectory tells you when you arrive. Try both. The one that fits how you think is the one to keep.
Delphina is free to start. Quartz offers a 14-day free trial, then £16.99 a month or £169.99 a year.