How Monzo's budgeting features compare to Delphina's advanced budget management and predictive insights
| Feature | Monzo | Delphina |
|---|---|---|
| Transaction Categorisation | Automatic | AI-Powered |
| Budget Tracking | Manual Pots | Dynamic Optimization |
| Spending Insights | Basic Analytics | Predictive Analytics |
| Bill Management | Reminders | Predictive Scheduling |
| Future Planning | None | Budget Forecasting |
| Category Insights | Basic Trends | AI Pattern Recognition |
Automatically categorises transactions into basic categories with spending summaries.
Create separate pots for different savings goals with round-up features.
Set up bill reminders and track regular payments with basic notifications.
Advanced AI learns your spending patterns and improves categorisation accuracy over time.
Forecast future spending and optimize budgets based on historical data and AI predictions.
Get actionable insights about spending patterns, unusual transactions, and optimization opportunities.
Switch from Monzo's basic budgeting to Delphina's AI-powered financial management and forecasting.