Spending hours manually updating formulas? Need intelligent insights your spreadsheet can't provide? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Every transaction requires manual entry. You build and maintain every formula, tax rule and projection yourself.
Complex spreadsheet formulas are fragile. One wrong entry breaks your entire tracking system.
You manually categorise every transaction. No AI to learn your patterns and automate the work.
Very difficult to track investments, pensions, and net worth in spreadsheets. Your wealth is invisible.
Can't easily model different financial futures or test "what-if" scenarios in spreadsheets.
Spreadsheets give you numbers but no insights or recommendations to improve your finances.
| Feature | Google Sheets | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Bank Account Integration | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Built-in UK Tax Rules | ✗ | ✓ |
Manual data import/export from bank statements. Requires CSV downloads and regular manual updates.
UK pension, ISA and tax rules built in, with your accounts, pensions and investments in one picture.
Basic charts and manual calculations. Limited predictive capabilities without complex formula setup.
AI-powered insights, spending pattern analysis, and predictive financial recommendations.
Excellent for shared financial planning but limited privacy controls and potential data exposure.
Personal financial guidance with bank-level security and complete data privacy protection.
Manual long-term projections requiring complex formula maintenance and regular updates.
Automated 30-year financial forecasting with scenario planning and Monte Carlo simulations.
Join Delphina and experience intelligent financial guidance with automated tracking and comprehensive planning.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised, with UK pensions, ISAs and tax rules, FCA awareness, and local support.