Comprehensive comparison for expense tracking, budget management, and financial categorisation.
Manual expense tracking with spreadsheet formulas. Requires manual data entry and categorisation without intelligent auto-categorisation or machine learning improvements.
Advanced expense tracking with intelligent auto-categorisation, custom categories, and detailed transaction analysis with machine learning improvements.
Manual budget creation with spreadsheet formulas. Requires building complex budget templates from scratch without goal-based budgeting or intelligent recommendations.
Comprehensive budget creation with goal-based budgeting, custom categories, spending limits, and intelligent budget recommendations.
Manual reporting with spreadsheet charts and formulas. Limited to manual analysis without comprehensive trend analysis or predictive budgeting features.
Advanced reporting with detailed analytics, trend analysis, predictive budgeting, and comprehensive financial insights for better decision-making.
No bank integration features. Manual data entry required for all financial data with CSV imports but no real-time transaction updates.
Comprehensive bank integration with 20+ UK banks, real-time sync, automatic transaction updates, and secure open banking connectivity.
Experience Delphina's advanced budgeting tools with intelligent categorisation and UK-specific features.