Verdict at a glance
Pick Voyant if
Pick Voyant if you're an advice firm needing deep, defensible cashflow modelling across a client book.
How we compared: published fees, account types and review scores for each, verified against the provider’s own price pages.
The short version
Voyant is the deeper modelling engine; CashCalc is faster to use and better on client-facing fact finds. Both are priced and designed for advice firms, not for the client to use alone.
Why people compare them
The default shortlist for UK IFAs choosing cash flow modelling software.
Price and fit, side by side
| Feature | Voyant | FE CashCalc |
|---|---|---|
| Cheapest paid plan | Voyant£175 per month | FE CashCalcNot published |
| Free tier | VoyantNo | FE CashCalcNo |
| Billed in pounds | VoyantYes | FE CashCalcNot published |
| Best for | VoyantAdvice firms that need deep, defensible cashflow modelling across a client book | FE CashCalcUK advice and paraplanning firms wanting tax-aware cashflow inside the FE fundinfo suite |
Where Voyant wins
- Long established in UK advice firms, so the modelling has been stress tested by professionals for years
- AdviserGo handles genuinely complex cases: multiple pensions, phased drawdown, business owners, cross-border clients
- ClientGo and Vault let a firm bring the client into the plan rather than emailing a PDF
Where FE CashCalc wins
- Tax-aware cashflow modelling built specifically for UK rules, which most international tools are not
- Widely used by small and medium UK advice firms, so the workflow is well worn
- Sits alongside FE fundinfo's fund research and structured product analysis, so the data is in one place
Where both fall short
- Neither models UK pensions or answers the retirement question directly.
If neither is quite right
If what you actually want is the retirement answer rather than a better dashboard, that is the gap Delphina was built for: UK pensions, ISAs and tax, projected to the age you want to stop. It does not do the job Voyant does for advice firms that need deep, defensible cashflow modelling across a client book, so if that is the real problem, Voyant is still the better buy. Free plan is £0, no card.
See where you actually stand, free
Track your net worth, assets and a five-year forecast built on your real position, not a guess. Free plan, no card.
See where I standDecided? Here’s the next question.
The verdict on the platform is one question. Whether you’re actually saving enough is another, and Delphina answers it from what you already hold and what you pay in each month.
Free. No card required. About two minutes.
Voyant vs FE CashCalc: common questions
You can, and some people do, because they solve different halves of the problem. It does mean paying for both, so add the two annual figures together before deciding.
Judge it on billing currency, Open Banking coverage and whether ISAs and pensions are handled. Check each one against those three points, because a tool that scores well elsewhere can still be a poor fit in the UK.
Voyant suits advice firms that need deep, defensible cashflow modelling across a client book. FE CashCalc suits uk advice and paraplanning firms wanting tax-aware cashflow inside the fe fundinfo suite. The one that matches how you already think about money will take less setting up.
Delphina covers the gap both leave, which is UK pensions, ISAs and tax projected forward to retirement. The trade-off is that it does not do the job Voyant does for advice firms that need deep, defensible cashflow modelling across a client book, so if that is the real need, pick one of these two.