Frustrated that investment platforms only show you returns without explaining what it means for your actual future? You are not alone - thousands are switching to comprehensive financial clarity.
Sidekick Money shows you investment returns but cannot tell you if you are actually on track for retirement or your financial goals.
Paying 0.50% annually on top of hidden ETF costs and spreads. Those fees compound against you over decades.
Just investments and savings. No budgeting, spending analysis, or connection to your full financial picture including pensions and property.
Cannot model different futures. What if you retire early? What if you have a child? What if you pay off your mortgage? Sidekick cannot answer these.
No tools to calculate your FIRE number, track progress, or model early retirement scenarios. Just generic investment returns.
Explicitly states they cannot provide financial advice. You get product information, not personalised guidance for your situation.
| Feature | Sidekick Money | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Investment Tracking | ✓ | ✓ |
| Budgeting & Expense Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & What-if Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| FIRE Number Calculator | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Complete Financial Picture | ✗ | ✓ |
| Personalised Financial Guidance | ✗ | ✓ |
Compare comprehensive financial planning capabilities, retirement projections, and personalised guidance.
Compare AI-powered budgeting, expense categorisation, and spending insights.
Compare FIRE number calculators, early retirement planning, and withdrawal strategies.
Shows investment returns and portfolio performance. No insight into whether you are actually on track for your goals or what your complete financial picture looks like.
Complete financial clarity across all accounts, investments, pensions, and property. Tells you exactly where you stand and what you need to do next to reach your goals.
0.50% AuM fee plus hidden ETF costs, spreads (approx 0.10%), and government taxes. Those fees compound against you over decades, costing thousands.
Simple transparent pricing. See exactly what you get for your money without hidden fees eating into your wealth over time.
Investment returns in isolation. No context for whether those returns are enough, whether you are saving enough, or whether your plans will actually work.
Know if you are on track with real context. Delphina tells you not just what your investments are doing but what it means for your future and what to do next.
Explicitly cannot provide financial advice. You get generic product information, not guidance specific to your situation, goals, or life circumstances.
Personalised financial clarity for your actual situation. Delphina adapts to your life stage, goals, and circumstances to give you specific guidance.
Sidekick Money shows you investment returns. Delphina shows you your complete financial picture and tells you exactly what to do next.
Get Clear NowDelphina offers comprehensive financial planning at a fraction of Sidekick Money's 0.50% AuM fees. No hidden ETF costs or spreads to worry about either.
Yes. Delphina's core purpose is personal financial clarity - we tell you exactly where you stand and what you need to do to reach your goals. Sidekick Money cannot do this.
Delphina includes investment tracking plus so much more - budgeting, pensions, property, 30-year projections, scenario planning, and personalised guidance. Sidekick Money only covers investments.
Sidekick Money manages your investments. Delphina gives you complete financial clarity across your entire financial life and tells you exactly what to do next.
Delphina provides personalised financial guidance tailored to your situation. We tell you where you stand and what specific actions to take - not generic product information.