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Built exclusively for financial advisers to automate client meetings. Not designed for individuals planning their own finances.
Focuses on note-taking and meeting documentation for advisers. No personal financial planning features for individuals.
Business pricing model aimed at advisory firms. Individual users can't justify the cost for personal use.
Designed for professional advisers who already understand financial planning. Too complex for DIY personal finance.
Only handles meeting automation and client management. Doesn't provide comprehensive financial planning tools.
Requires working with a financial adviser to use effectively. Can't just sign up and plan your own finances.
| Feature | Marloo | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Bank Account Integration | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| DIY Personal Planning | ✗ | ✓ |
Designed specifically for financial advisers to automate meeting notes and client documentation. Focuses on improving adviser efficiency and reducing administrative burden.
Built for individuals and families to manage their personal finances. Provides comprehensive tools for budgeting, goal setting, investment tracking, and long-term financial planning.
AI-powered transcription and summarization of client meetings. Automates administrative tasks like note-taking and documentation to save advisers time.
Complete personal finance management including budgeting, expense categorization, investment tracking, retirement planning, and scenario modeling.
No personal financial planning capabilities. Focuses on meeting documentation rather than helping users plan their financial future or track progress.
Advanced planning tools including FIRE calculators, retirement projections, cash flow forecasting, goal tracking, and scenario planning for comprehensive financial management.
No budgeting or expense tracking features. Users cannot monitor spending, categorise expenses, or manage their personal budget through the platform.
Comprehensive budgeting with automatic expense categorization, spending insights, cash flow analysis, and optimization recommendations for better financial management.
No investment or asset tracking capabilities. Cannot monitor portfolio performance, track asset allocation, or provide investment insights.
Complete investment tracking with real-time portfolio monitoring, asset allocation analysis, growth projections, and performance tracking across all investment accounts.
Join Delphina and experience personalised financial guidance with comprehensive planning tools designed for individuals.
Complete financial management tools designed for personal planning needs.
Track all your investments and assets in one comprehensive platform.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.