Top 5 Alternatives to Wealthify for Hands-On UK Investors 2026
Four platforms for taking control, and how to keep the one thing Wealthify did well: telling you whether it's working.
Moving off Wealthify means running it yourself. See whether the plan actually holds.
See if you're on trackFree to check. No card required. Takes about two minutes.
Quick Comparison
| Tool | Best For | Pricing | Free Tier | UK-Specific | Rating |
|---|---|---|---|---|---|
| Interactive Investor | Flat-fee investing with maximum control | From £4.99/mo | ✗ | ✓ | ★★★★☆ |
| AJ Bell | Low-cost investing with expert research | From £3.50/mo | ✗ | ✓ | ★★★★☆ |
| Hargreaves Lansdown | Largest UK platform with comprehensive research | 0.45% (max £45/yr) | ✗ | ✓ | ★★★★☆ |
| Vanguard | Low-cost index fund investing | 0.15% (max £375/yr) | ✗ | ✓ | ★★★★☆ |
| Delphina | Keeping the safety net after you go DIY | Free / From £9.99/mo | ✓ | ✓ | ★★★★★ |
Going DIY shouldn't mean flying blind
Pick your platform below. Then add it to Delphina and keep a running answer to the question Wealthify used to handle: am I on track?
What Makes a Good Wealthify Alternative for Hands-On Investors
- Full investment control so you choose exactly what to buy and sell
- Access to individual shares not just funds and portfolios
- Lower platform fees for regular investors who do not need hand-holding
- Wide investment range including ETFs, investment trusts, and individual securities
- No pressure to go hands-off - the platform should support DIY investing
The 4 Best Platforms to Move To (Plus the One Tool to Keep)
Interactive Investor
ii.co.ukInteractive Investor takes a different approach to most platforms. Rather than charging a percentage of your portfolio, it charges a flat fee. This means the more you invest, the better value you get. For hands-on investors with larger portfolios, this can save thousands compared to percentage-based platforms.
With access to shares, funds, ETFs, investment trusts, and bonds, Interactive Investor gives you complete control over your investment choices. Their flat-fee model has attracted over 500,000 investors who want to keep more of what they make.
Best for: Investors with larger portfolios who want maximum control and a simple, predictable fee structure
AJ Bell
ajbell.co.ukAJ Bell has built its reputation on being Which? Recommended for eight years running. The platform offers competitive fees and an impressive range of investment options, from ready-made portfolios for those who want some help to full DIY options for hands-on investors.
What sets AJ Bell apart is the combination of low costs and high quality research. Their in-house team provides analysis and ideas that can help inform your investment decisions without dictating them. With over 723,000 customers, it is a platform trusted by serious investors.
Best for: Investors who want low costs combined with access to quality research and a wide range of investments
Hargreaves Lansdown
hl.co.ukHargreaves Lansdown is the UK's largest direct SIPP provider and has been helping investors for over 45 years. With £172bn in client assets and 2 million customers, it is the most popular platform for UK DIY investors who want comprehensive research and a huge range of investment options.
HL offers access to individual shares, funds, ETFs, investment trusts, VCTs, and more. The Wealth Shortlist provides a curated selection of funds that their analysts have researched and rated. For hands-on investors who want the full toolkit, HL is hard to beat.
Best for: Investors who want the widest range of investment options and comprehensive research in one place
Vanguard
vanguardinvestor.co.ukVanguard is famous for low-cost index fund investing. With over 50 years of experience and 50 million clients worldwide, they have built their reputation on the principle that costs matter. Lower fees mean more of your money stays invested and grows over time.
Vanguard offers both self-directed investing and managed portfolios. Their self-directed platform lets you build your own portfolio from over 85 funds, while their managed service lets experts handle it for you. Either way, you benefit from some of the lowest fees in the industry.
Best for: Cost-conscious investors who want to build a portfolio of low-cost index funds with a trusted global brand
The tool to keep: Delphina
delphina.money
Delphina is not a platform: pick one of the four above for the money. It replaces something else. Wealthify decided everything for you: what to buy, when to rebalance, and whether you were on course. From the day you go DIY, every one of those decisions is yours, and nobody is checking whether the plan is working. Delphina connects to your new platform, plus your pensions and savings, and keeps a running answer to the question Wealthify used to handle: am I on track? Control from your platform, the safety net from Delphina, and no management fee on either.
Try Delphina Free →Best for: First-time DIY investors who want the safety net without the fees
See where you actually stand, free
Track your net worth, assets and a five-year forecast built on your real position, not a guess. Free plan, no card.
See where I standThe Control Is Yours Now. So Is the Checking.
Wealthify's job was to decide for you, and to quietly keep score. Its projections told you whether your pot was on course for your goal. That was the safety net under the whole service.
A DIY platform hands you the control and keeps none of the net. It will execute your trades, show your holdings, and chart your performance. It will never tell you whether any of it is enough for the thing you are saving towards.
The fix is not to stay managed. It is to split the job: a platform above for the investing, Delphina for the checking. It brings together your accounts and answers the question Wealthify used to (am I on track) across everything you hold, not just your first pot.
Delphina Limitations
Delphina is not an investment platform. We do not let you buy or sell investments directly. If you want to trade individual shares, funds, or ETFs, you need a separate investment platform like Interactive Investor, AJ Bell, Hargreaves Lansdown, or Vanguard.
Delphina sits alongside whichever platform you choose. If you want to trade, the platform is the right tool and the four above are good ones. If you want to know whether the trading is getting you anywhere, that is the job Delphina does.
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Your Money's Moved. Keep the Picture.
Wealthify used to tell you if it was working. Now that's Delphina's job: free to start, connected to whatever platform you chose.
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