See your
financial future.
Then shape it.

Delphina is a personal financial planning platform that helps you manage monthly spending, track your assets, and run future cash-flow forecasts with personalised financial guidance.

Delphina offers a free tier with essential features, and premium plans with advanced forecasting and investment tracking capabilities. Check our pricing page for detailed information.

Financial planning is regulated when it includes personal recommendations on regulated products. Pure education or generic planning is not. The dividing line is whether you are influencing a specific person to take a specific investment action. At Delphina we will not be advising you on taking a specific investment action. It's as simple as that.

No. Delphina provides financial guidance & coaching, not regulated financial advice. We offer educational content, tools and insights designed to help you understand your options and make informed decisions about your finances. We do not make personal recommendations, arrange financial products, or act as your financial adviser.

Delphina is fundamentally different from general AI like ChatGPT. While ChatGPT provides conversational responses based on general internet knowledge, Delphina is a specialised financial planning platform that works with your actual financial data to provide personalised, actionable insights. Our platform analyses your real bank transactions, spending patterns, and financial goals to deliver specific recommendations - not generic advice. All calculations are transparent and based on proven financial planning methodologies. We're designed to complement, not replace, professional financial advice, giving you the clarity and confidence to make informed decisions about your money.